We plan for every aspect of life. Having a family, vacations, weddings and retirement are all planned. We even prepare for what might happen such as fires, accidents, or floods. However, because most of us do not like to think about death, we avoid making important funeral decisions in advance.
Planning For The Future
Now more than ever, it is important to plan ahead. Our way of life today is much more complicated than before. Family members often live in different states, travel and dealing with government agencies can be frustrating, and the impact of inflation is felt by all of us.
Family members making funeral arrangements immediately following a death are often tired, confused, and upset. Many times, they do not have the information needed to claim the benefits entitled to them. In fact, each year millions of dollars in government and insurance benefits go unclaimed. Planning ahead prevents emotional overspending and protects your family’s interest.
We Are Here To Help
We at the Cournoyer Funeral Home and Cremation Center strive to assist you with as much as possible, both before and after a death occurs. Many families are unaware of just how many ways we can help; with our training and five generations of experience, we are fully aware of what details need to be addressed. We can do as little or as much of the planning as you would like, and we have many resources available to us that can be utilized to assist or guide you through the entire process - helping you to ensure that nothing is overlooked. We may even be able to suggest additional ideas for personalizing your selections in ways that you may not have considered.
Your Wishes, Your Needs
Many people have special wishes regarding where they would like to be buried, who is to receive personal items, and how they wish to be memorialized. Making funeral arrangements today allows plenty of time for you to make these sound decisions. Most importantly, you gain the confidence and peace of mind that results from making unhurried, informed decisions. And, your family and others who care for you will be assured the arrangements reflect your true wishes.
If you wish, you may click here to download our own comprehensive Memorial Planning Guide to be able to review and complete in the privacy of your own home.
Flexibility and Security
Establishing funeral trust accounts or final expense insurance is not a requirement of pre-arrangement; however, the benefits merit serious consideration. By deciding on funeral costs now, you help your family avoid emotional overspending and safeguard life insurance benefits.
For those who wish to pay for their funeral or cremation services in advance, we at the Cournoyer Funeral Home and Cremation Center have placed have placed our trust in the Columbian Mutual Life Insurance Company. The insurance available through this program is the easiest to acquire as there are no health questions and no physical exams. Plus, the Columbian program offers more flexibility than any other pre-need insurance program available. You can choose the frequency of payments and the length of the payment period. You can make annual, semi-annual, quarterly or monthly payments over a period of 3, 5, 7 or 10 years, and you can even choose to have the payments automatically deducted from your bank account for even more convenience. The Columbian program also offers a guaranteed increasing death benefit. This means that you purchase the policy based on the amount that your funeral would cost today, and the benefit amount pays for your funeral expenses at the time of need, no matter how much our funeral prices rise.
We realize that individual wishes and situations are very personal, and we want to assure you of our great respect for complete confidentiality. We welcome the opportunity to meet personally with you and your family to discuss our services more fully. Or, we can answer any of your questions and send you any additional information you may need or desire. Simply fill out and submit our online request form and we will respond promptly.
If you wish, you may click here to download our complete Price Information Guide to be able to review all of our pricing in the privacy of your own home.
As always, please do not hesitate to call us with at (603) 532-6484 with any questions.